- Bank type
- Authorised dealer in foreign exchange 1
- Period per release
- No more than one academic year at a time 1
- Course bank file
- One AD branch for the course 1
- Advance admission payment
- Allowed when institution papers require it 1
- Required insurance
- Allowed with visa or admission evidence 1
- Education card and travel quota
- Handled separately 2
Open the student file
The authorised dealer checks the recognised institution, course, admission record and amount due 1. Give the bank the actual institution documents and the student's passport and visa evidence available at that stage.
Use the branch that will handle the course. Bangladesh Bank says all foreign exchange purchases during the course should go through one AD branch 1.
Payments the bank can handle
The rules cover tuition and living costs for allowed regular courses. They permit admission processing, seat-retention advances and required medical or health insurance where the official papers show the need 1.
Exam and application charges can be paid by telegraphic transfer or an allowed international or virtual card under the relevant rules. The payee and purpose must match the papers.
A designated education card
Bangladesh Bank's 10 August 2026 circular lets an AD issue or activate a debit, prepaid or credit card for overseas education payments 2. It can be in the student's name or the name of the person paying the student's expenses.
The card amount must match the documented need, go only to appropriate education beneficiaries and be used within the bank's set period 2. These transactions do not reduce the annual travel quota.
Blocked accounts and visa refusal
Where a foreign institution or mission requires a blocked account, the bank can remit the required fund if the documents support it 3. The bank must see evidence that the deposit is refundable if the visa is not granted.
After a refusal, the student or guardian must arrange for the money to return to Bangladesh, and the bank takes an undertaking for that step 3. Read the foreign bank's own charge and refund terms before transfer.
Later tuition and living releases
For a later academic period, the AD can request the current progress report and the institution's latest estimate 1. The facility is not granted for more than one academic year at a time.
If the student changes institution or course, give the bank the reason and acceptance or credit-transfer proof named in the rules 3. Do not start a second bank file without transferring the existing record.
Common questions
Can I pay an admission deposit before the visa?
Yes, when the institution's documents state that the advance is required 1.
Can a bank pay a blocked account?
Yes, with the required evidence, including that the deposit is refundable after visa refusal 3.
Can a parent hold the education payment card?
Yes. The 2026 circular permits the card in the student's name or the expense bearer's name 2.
Does the card reduce travel quota?
No. Transactions under that education facility are separate from travel entitlement 2.
Can I use several banks for one course?
The rules say the file should stay with one AD branch. A change requires a direct transfer to the new branch 1.
Rules and fees change. Check the official site linked on this page before you apply or pay. Spotted an error? Email [email protected] with the official link.
Sources
Related guides
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The 2026 US$18,000 annual travel entitlement, US-dollar cash cap, child quota, passport endorsement and one-way travel rule.
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Current UK visitor and student visa fees, long-term visit prices, health surcharge and what each payment covers.
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